Bitcoin & Cryptocurrency
In short
Cryptocurrency held in a self-directed plan gives you the same digital asset exposure you would have personally, with the added benefit of tax-advantaged growth. Checkbook Control lets you move quickly on exchanges and hold assets in cold storage under your plan's own control, without routing every transaction through a custodian. Explore exchange setup, storage options, and the tax treatment unique to crypto in a retirement plan.
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The case for crypto
A self-directed IRA or Solo 401(k) lets you hold bitcoin, ethereum, and other digital assets inside a plan where trading gains and appreciation compound without a tax bill attached to each transaction. Checkbook control plans are built for serious ...
Read articleCustody and control - Holding crypto in your plan
A checkbook plan lets you choose how your crypto is stored, from an exchange-hosted account to a hardware wallet you hold yourself. Custody is where crypto investors have the strongest opinions, and a checkbook IRA or Solo 401(k) gives you the full ...
Read articleCrypto custody models compared
Every crypto IRA structure comes down to one question: who actually holds the keys and executes the trade. Three real models exist, and they differ sharply in speed, selection, and who's standing between you and the exchange. Feature ...
Read articleIs checkbook control right for crypto investors?
Checkbook control is the right structure for a crypto investor who wants to actively manage a portfolio, trade across a full range of tokens, and control custody directly. If you just want exposure to crypto as an asset class without much hands-on ...
Staking, mining & UBIT
Buying and holding crypto inside your plan is fully tax-sheltered, the same as any other passive investment. Mining and staking work differently: the IRS treats both as business activity, which can trigger a tax bill your plan wouldn't otherwise owe. ...
NFTs and the collectibles rule
Invseting in NFTs with an IRA or Solo 401(k) plan is entering into uncharted territory. IRS rules prohibit plans from holding collectibles, but those rules were written before NFTs existed. How the collectibles prohibition applies to NFTs is an ...
Understanding crypto investment risk
Crypto's risk lives in two places: how far the price can move, and how securely you hold the asset. Unlike real estate or a promissory note, there's no physical collateral behind a token, so market risk and custody risk are effectively the entire ...
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