Real Estate
In short
Real estate is the most familiar alternative asset for retirement investors, and Checkbook Control makes it practical to act on. You can purchase rental property, raw land, or a fix-and-flip project directly from your plan, using non-recourse financing when leverage fits your strategy. This hub covers how ownership works, the buying process, and the financing and management rules to know before you sign.
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Types of real estate you can own
A self-directed IRA or Solo 401(k) gives you access to the entire real world to invest in, not just the stock market, and real estate sits at the top of that list for good reason. Real property is fundamentally different from paper assets. Stocks ...
Read articleBuying real estate - the workflow
Buying real estate with a retirement plan works the way you'd expect: you find the property, negotiate the deal, and close it. The primary difference is that your plan entity is the buyer at every step of the transaction, not you personally. Getting ...
Read articleThe case for real estate as a diversification play
Real estate lets a retirement plan build wealth through channels the stock market does not offer: rental income from a paying tenant, forced appreciation through improvements, and land value that moves independently of quarterly earnings reports. ...
Read articleUsing a mortgage - non-recourse loans
Leverage is one of the most powerful wealth-building tools in real estate, and your retirement plan can use it. An IRA or Solo 401(k) can finance property acquisitions using a mortgage, combining the return-amplifying effect of leverage with the ...
Property management rules
You can manage your own IRA-owned or Solo 401(k)-owned rental property, as long as your involvement stays administrative. Overseeing the investment is permitted; performing the physical work on it is not. Activity Permitted? Screening tenants and ...
Foreign real estate in a self-directed plan
A self-directed IRA or Solo 401(k) can own real property outside the United States, opening access to markets and currencies a domestic-only portfolio never touches. For an investor with a genuine reason to be in a specific foreign market, this is ...
Partnering and co-investing in real estate deals
Pooling capital with other investors lets a self-directed plan reach real estate deals that a single account could not fund alone. Whether the goal is a smaller entry stake or a bigger, better property, combining resources with the right partners ...
Ready to continue your journey?
Whether you are ready to get started or have more to learn first, we have you covered.