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What services does Self-Directed Plans offer?

Updated Jul 23, 20261 min read

Quick answer

Self-Directed Plans LLC provides the plan documents, entity formation, and IRA account setup that give you checkbook control over your retirement savings. Paired with a comprehensive education platform, the goal is straightforward: put you in a position to pursue financial independence by investing in what you know, on your terms.

Self-Directed Plans LLC is not a custodian, fiduciary, or investment advisor. The company does not hold plan funds or offer investments. For IRA-based plans, IRA Resources serves as the exclusive custodian partner.

The three plan structures

Self-Directed Plans LLC sets up three plan types, each suited to different investing styles and asset classes.

The IRA LLC places a single-member LLC inside your IRA, with you as the manager. It is the preferred structure for real estate and other investments with liability exposure.

The IRA Trust accomplishes the same checkbook control objective through a revocable trust rather than an LLC. It is often the leaner option for assets like cryptocurrency, private placements, and syndications that carry no significant liability risk.

The Solo 401(k) is available to self-employed individuals and small business owners with no full-time W-2 employees other than a spouse. It offers higher contribution limits than an IRA and eliminates the need for a custodian entirely.

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