Taking Distributions
In short
Taking money out of your self-directed retirement plan follows the same rules as any IRA or 401(k). What's different is the mechanics, and one option most conventional account holders never get: distributing an asset itself, such as deeding a rental property or assigning a note directly into your name without selling it first.
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Required Minimum Distributions
Required Minimum Distributions work the same in a self-directed plan as in any other tax-deferred account: the same trigger age, the same calculation, the same penalty for missing one. What changes is the planning around them. When your plan holds ...
Read articleIRA distribution overview
A self-directed IRA follows the exact same distribution rules as any conventional IRA. Guidelines surrounding age thresholds, tax treatment, and Required Minimum Distribution requirements do not change just because the IRA can hold different asset ...
Read articleSolo 401(k) distribution overview
As trustee and administrator of your own Solo 401(k), you control the distribution process from start to finish. There is no custodian standing between you and your funds: you issue the payment, calculate and remit any required withholding, and file ...
Read articleDistributing assets in-kind
A distribution doesn't have to be cash. Whether you hold a self-directed IRA or a Solo 401(k), you can take an asset itself out of the plan and into your own name, the same way you'd take a cash distribution, just with the asset instead of the ...
Inheriting a self-directed IRA
Inheriting a retirement plan that holds alternative assets works differently than inheriting one that holds a brokerage account. Whether the plan is an IRA or a Solo 401(k), the same distribution rules apply as any other inherited retirement plan. ...
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