Plan Choices
In short
We offer three plan formats built to put you in control of your retirement savings. Choosing the right plan for your individual needs depends on factors like how you want to invest, your current retirement account types, the nature of your employment, and your stage of life. Learn how to make an informed decision.
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How to choose the right self-directed plan
Choosing between an IRA LLC, an IRA Trust, and a Solo 401(k) comes down to four questions, answered in order: whether you qualify for a Solo 401(k), what funds you are moving and whether they are compatible, what you intend to invest in, and whether ...
Read articleSolo 401(k) vs. checkbook IRA
Both a Checkbook IRA and a Solo 401(k) put you in direct control of your retirement investments, signing contracts, funding deals, and managing assets without waiting on a custodian. The Solo 401(k) offers higher contribution capacity and a real tax ...
Read articleIRA Trust vs IRA LLC
Both the IRA LLC and the IRA Trust give you Checkbook Control, the ability to sign contracts, move funds, and manage investments directly without routing every transaction through a custodian. The structure you choose doesn't change what you can ...
Read articleSmall business retirement plans compared
Solo 401(k), SEP IRA, and SIMPLE IRA are the three retirement plans built around self-employment and small business income. All three can be self-directed. The right one depends less on which plan has the best features and more on your employment ...
Solo 401(k) vs. SEP IRA
If you're self-employed and building a retirement strategy, you've likely run into both the Solo 401(k) and the SEP IRA. For most self-employed business owners, the two plans differ less on tax treatment than on structure: who qualifies, how ...
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Whether you are ready to get started or have more to learn first, we have you covered.