Plan Security
6 articles
General
6 articlesAre my retirement assets protected from creditors?
Yes, retirement accounts carry meaningful creditor protections, but the protections work in two distinct directions. Plan-level protections, such as ERISA and federal bankruptcy law, shield your retirement assets from creditors pursuing you ...
Is my self-directed account FDIC insured?
Yes. Cash held within your self-directed plan is FDIC insured. Non-cash investments, such as real estate, cryptocurrency, and private equity, are not covered by FDIC insurance and are not insured by any government agency. Cash held at IRA Resources ...
Are my funds safe with Self-Directed Plans?
Self-Directed Plans never holds, receives, or controls client funds at any point. Our role is to set up and maintain your plan structure. Your money stays in accounts you control. Where your funds are held When you fund an IRA-based plan, your money ...
Does the IRS approve plans or investments?
No. The IRS does not approve, endorse, or review any retirement plan investments. Any advertisement or solicitation claiming an investment is "IRS approved" or "IRA approved" is misleading and should be treated as a red flag. What the IRS actually ...
How do I protect myself from investment fraud?
Self-directed retirement plans give you direct control over your investments. That control is the point, but it also means there is no intermediary reviewing the investments you choose for red flags. You are the gatekeeper. Knowing what to watch for ...
How do I protect my personal information?
Self-directed retirement plan administration involves sharing sensitive personal and financial information. Taking basic precautions significantly reduces the risk that information is intercepted or misused. Never share sensitive information over ...