The strongest structure for real estate and liability-exposed investing
Ideal for
- Rental properties
- Fix and flip / rehab
- Raw land
- Distressed notes
- Tax deeds
- Foreign real estate
- Secured lending
- Any liability-risk asset
Best suited for assets where liability risk is a real concern. For paper assets with no liability exposure, crypto, syndications, private funds, the IRA Trust is often the leaner choice.
Pricing
| Setup | Monthly | |
|---|---|---|
| Amount | $500 + state LLC filing fee | $20 |
| When paid | One-time, paid personally | Personal or plan funds |
Optional: Commercial Registered Agent service. $75 setup plus $6.25 per month, if you prefer privacy or don't qualify to serve as your own agent.
Approximately 50 percent of industry average. No fees based on account value. State LLC periodic reports and franchise taxes are the LLC's responsibility, amounts vary by state. Custodial transaction fees apply for distributions, conversions, and additional funding at the IRA layer. Bank fees per your bank's schedule.
What's included
Setup ($500 + state fee)
- IRA account establishment
- State LLC filing and Articles of Organization
- LLC Operating Agreement (IRA-specialized)
- LLC EIN
- LLC resolution templates
Monthly ($20)
- IRA recordkeeping fee
- Knowledge base access
- Education resources
- Support access
Setup timeline
| Entity Setup | Full Plan Funding | |
|---|---|---|
| Timeframe | 1-3 weeks | 2-4 weeks |
| Scope | State filing, EIN, legal documents, and signed agreements | Varies by funding source, rollovers may take longer |
Key facts
| Who manages the LLC | You (the IRA owner), as LLC Manager |
| Authority | Full signing and banking authority |
| Liability protection | Statutory, creditors cannot pierce the LLC to reach IRA or personal assets |
| Co-manager / successor | Optional, designate a backup or successor manager if desired |
| State registration | Required in state(s) where the LLC has business nexus |
| Registered agent | Required, you may serve as your own agent if you qualify, or use our commercial service |
| Multi-state investing | Foreign registration or separate LLCs required per state |