Fees & Subscriptions
13 articles
General
13 articlesWhat are the fees?
There are two types of fees to understand: a one-time setup fee when you establish your plan and a monthly administrative subscription that continues for the life of the plan. A full schedule of current fees is available on our Plans page. Our fee ...
Are fees paid personally or from the plan?
It depends on the fee type. Some fees must be paid personally, some must be paid from the plan, and others give you a choice. Setup fee: paid personally The plan setup fee is always paid personally, out of pocket. At the time you sign up, your plan ...
What is included in the IRA monthly subscription?
Your monthly subscription covers two things: the IRA Resources annual recordkeeping fee for custodial services and access to Self-Directed Plans support services. Both are included in a single flat monthly charge. IRA Resources annual recordkeeping ...
What is included in the Solo 401(k) monthly subscription?
Your monthly subscription covers two things: ongoing plan document maintenance and access to Self-Directed Plans support services. Plan document maintenance A Solo 401(k) is governed by a formal plan document that must remain compliant with current ...
How are your fees so much less than other providers?
Our fees run at roughly half the industry average. That gap is the result of deliberate choices about how we build and deliver our service, not a reduction in quality. Technology does the heavy lifting Most self-directed plan providers rely on manual ...
How do I change my payment method?
You can update the payment card for your subscription at any time by logging in to the client portal and selecting "Manage Subscriptions." Once your plan is funded, this is also where you can switch to a debit card from your plan bank account if you ...
What other fees might I expect?
Beyond your setup fee and monthly subscription, a few additional costs can arise depending on your plan type and how you use it. None of these are charged by Self-Directed Plans. They come from third parties: IRA Resources, your bank, or state ...
Are fees based on account value?
No. Self-Directed Plans charges flat fees. Your setup fee is a one-time fixed cost, and your monthly subscription does not change based on how much your plan holds or how well your investments perform. Why account-value fees do not make sense here ...
What happens if I stop paying subscription fees?
Unpaid subscription fees put your plan at serious risk. The exact consequences depend on your plan type, but in each case they can end with your plan losing its tax-sheltered status. What changes for every plan Once your subscription fees are 120 ...
How can I cancel my subscription?
To cancel your subscription, submit a support ticket. We will send you the specific steps to close out your plan properly, either by rollover or distribution. Once your plan has been closed or moved to another provider, we will cancel your billing ...
What is your refund policy?
Our refund policy depends on when you cancel relative to the date you signed your service agreement. Within 30 days: refund available If you cancel within 30 calendar days of signing your agreement, you are eligible for a refund of the fees paid with ...
What is your registered agent service fee?
Registered agent service for your IRA LLC costs $75 at setup. After that, $6.25 per month is added to your IRA monthly subscription to keep the service active. What registered agent service provides Every LLC must maintain a registered agent in its ...
What are IRA Resources custodial fees?
IRA Resources, our exclusive IRA custodian partner, charges two kinds of fees. Core account fees are paid by Self-Directed Plans on your behalf, and transaction fees are paid by you directly to IRA Resources when you initiate certain actions at the ...